How much super do I need to retire?
It depends on the lifestyle you want and whether you own your home. The ASFA Retirement Standard is a useful starting point. Try our Retirement Number calculator to see your own figure.
When can I access my super?
Generally once you reach your preservation age and retire, or from age 65 even if you’re still working. Some exceptions apply.
What is a transition to retirement strategy?
It lets you draw an income from your super while you’re still working, often while reducing your hours. Whether it suits you depends on your situation.
How does the Age Pension work?
It’s means-tested on your income and your assets, and whichever test gives the lower amount applies. Try our Age Pension estimate.
Should I pay off my mortgage before I retire?
Many people try to. It depends on your interest rate, your super, your tax position and your plans. It’s a common topic in a first meeting.
What does advice cost?
Fees are explained and agreed in writing before any work starts. [PLACEHOLDER: confirm fee model and whether fees will be published]
What happens in the first meeting?
It’s a conversation of about an hour about your goals and situation. [PLACEHOLDER: confirm length, and whether it is free and no obligation]
Can you help with my parents’ aged care?
Yes. We help families work out how to pay for residential aged care, what to do with the family home and how it affects the Age Pension.
Can I just use the calculators first?
Of course. They’re free, there’s no sign-up, and nothing you type is sent to us unless you choose to email yourself a copy.
Not sure where to start?
A 15-minute call, by phone or video, is the easiest first step. We’ll listen, answer your questions and tell you honestly whether we can help. The first meeting can be in person at our Subiaco office, or by phone or video.